{"id":1010,"date":"2025-03-11T20:03:10","date_gmt":"2025-03-11T19:03:10","guid":{"rendered":"https:\/\/arslanlawfirm.com\/?p=1010"},"modified":"2025-03-11T20:03:22","modified_gmt":"2025-03-11T19:03:22","slug":"tuketici-iflasi-2025-kim-basvurabilir-maliyetler-ve-prosedur-nasil-isliyor","status":"publish","type":"post","link":"https:\/\/arslanlawfirm.com\/tr\/2025\/03\/11\/tuketici-iflasi-2025-kim-basvurabilir-maliyetler-ve-prosedur-nasil-isliyor\/","title":{"rendered":"T\u00fcketici \u0130flas\u0131 2025 \u2013 Kim ba\u015fvurabilir? Maliyetler ve prosed\u00fcr nas\u0131l i\u015fliyor?"},"content":{"rendered":"<h2 class=\"wp-block-heading\"><strong>T\u00fcketici iflas\u0131 nedir, kimler ba\u015fvurabilir, s\u00fcre\u00e7 ne kadar s\u00fcrer ve 2025 y\u0131l\u0131nda bor\u00e7lardan nas\u0131l kurtulabilirsiniz? Ad\u0131m ad\u0131m pratik rehberimizi okuyun.<\/strong><\/h2><p><\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>T\u00fcketici iflas\u0131 nedir?<\/strong><\/h3><p>T\u00fcketici iflas\u0131, bor\u00e7lar\u0131n\u0131 \u00f6deyemeyecek duruma gelen bir ger\u00e7ek ki\u015finin bor\u00e7lar\u0131n\u0131n <strong>mahkeme karar\u0131yla tamamen ya da k\u0131smen silinmesini<\/strong> sa\u011flayan yasal bir s\u00fcre\u00e7tir.<br>Basit\u00e7e s\u00f6ylemek gerekirse, e\u011fer bor\u00e7lar\u0131n\u0131 d\u00fczenli olarak \u00f6deyemiyorsan \u2013 iflas ba\u015fvurusu yaparak bor\u00e7suz yeni bir hayata ba\u015flayabilirsin.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>2025 y\u0131l\u0131nda Polonya&#8217;da kimler t\u00fcketici iflas\u0131 ba\u015fvurusunda bulunabilir?<\/strong><\/h3><p>T\u00fcketici iflas\u0131na a\u015fa\u011f\u0131daki \u015fartlar\u0131 sa\u011flayan her ger\u00e7ek ki\u015fi ba\u015fvurabilir:<\/p><ul class=\"wp-block-list\"><li>Ticari faaliyet y\u00fcr\u00fctmeyen (ya da art\u0131k faaliyetini sonland\u0131rm\u0131\u015f olan) biriysen,<\/li>\n\n<li>En az 3 ayd\u0131r <strong>bor\u00e7lar\u0131n\u0131 d\u00fczenli \u015fekilde \u00f6deyemiyorsan<\/strong> (yani mali a\u00e7\u0131dan iflas etmi\u015f durumdaysan).<\/li><\/ul><p>Bor\u00e7lar\u0131n neden olu\u015ftu\u011fu \u00f6nemli de\u011fildir \u2013 <strong>ister dikkatsizlik ister yanl\u0131\u015f mali kararlar<\/strong> sonucu olsun, ba\u015fvuru hakk\u0131n vard\u0131r.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>T\u00fcketici iflas\u0131 ba\u015fvurusu nas\u0131l yap\u0131l\u0131r? (Ad\u0131m ad\u0131m)<\/strong><\/h3><h4 class=\"wp-block-heading\"><strong>1. Belgeleri topla<\/strong><\/h4><p>T\u00fcm finansal belgelerini haz\u0131rla: kredi s\u00f6zle\u015fmeleri, \u00f6deme uyar\u0131lar\u0131, mahkeme kararlar\u0131, maa\u015f bordrolar\u0131 vb.<\/p><h4 class=\"wp-block-heading\"><strong>2. Mahkemeye ba\u015fvuru yap<\/strong><\/h4><p>Ba\u015fvuru <strong>KRZ (Ulusal Bor\u00e7lu Kayd\u0131)<\/strong> sistemi \u00fczerinden ya da do\u011frudan mahkemeye yap\u0131l\u0131r. Ba\u015fvuru \u00fccreti <strong>30 z\u0142<\/strong>\u2019dir.<\/p><h4 class=\"wp-block-heading\"><strong>3. Karar\u0131 bekle<\/strong><\/h4><p>Mahkeme mali durumunu inceler ve iflas ilan\u0131na karar verir. Bu s\u00fcre\u00e7 birka\u00e7 hafta ile birka\u00e7 ay aras\u0131nda s\u00fcrebilir.<\/p><h4 class=\"wp-block-heading\"><strong>4. \u0130flas s\u00fcreci ba\u015flar<\/strong><\/h4><p>Mahkeme <strong>bir iflas g\u00f6revlisi (syndyk)<\/strong> atayabilir. E\u011fer m\u00fclk\u00fcn varsa, sat\u0131l\u0131r ve kalan bor\u00e7lar\u0131n bir k\u0131sm\u0131 <strong>silinir<\/strong> ya da <strong>\u00f6deme plan\u0131na ba\u011flan\u0131r<\/strong>.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>S\u00fcre\u00e7 ne kadar s\u00fcrer? Maliyetler nedir?<\/strong><\/h3><ul class=\"wp-block-list\"><li><strong>S\u00fcre:<\/strong> Vakaya g\u00f6re de\u011fi\u015fmekle birlikte birka\u00e7 ay ila 3 y\u0131l s\u00fcrebilir.<\/li>\n\n<li><strong>Maliyet:<\/strong> Ba\u015fvuru \u00fccreti 30 z\u0142. \u0130flas g\u00f6revlisi atan\u0131rsa, ek masraflar olabilir (genellikle bor\u00e7lunun mal varl\u0131\u011f\u0131ndan kar\u015f\u0131lan\u0131r).<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>T\u00fcketici iflas\u0131 senin i\u00e7in uygun mu?<\/strong><\/h3><p>A\u015fa\u011f\u0131daki durumlar sana uyuyorsa, bu s\u00fcre\u00e7 senin i\u00e7in uygun olabilir:<\/p><ul class=\"wp-block-list\"><li>Birden fazla borcun var ve \u00f6deme g\u00fcc\u00fcn yok,<\/li>\n\n<li>Haciz veya icra tehdidi alt\u0131ndas\u0131n,<\/li>\n\n<li>Mali olarak yeniden ba\u015flamak istiyorsun,<\/li>\n\n<li>Art\u0131k ticari faaliyetin yok.<\/li><\/ul><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>Sonu\u00e7 \u2013 T\u00fcketici iflas\u0131 ba\u015fvurusu yapmaya de\u011fer mi?<\/strong><\/h3><p>Mali durumun <strong>\u00e7aresiz g\u00f6r\u00fcn\u00fcyorsa<\/strong>, t\u00fcketici iflas\u0131 bor\u00e7lar\u0131ndan kurtulmak i\u00e7in yasal ve etkili bir yoldur.<br>Polonya&#8217;da giderek daha fazla ki\u015fi taraf\u0131ndan tercih ediliyor. Ancak her zaman bir <strong>avukat<\/strong> ya da <strong>iflas dan\u0131\u015fman\u0131<\/strong> ile g\u00f6r\u00fc\u015ferek karar vermeni \u00f6neririz.<\/p><hr class=\"wp-block-separator has-alpha-channel-opacity\"\/><h3 class=\"wp-block-heading\"><strong>Bireysel dan\u0131\u015fmanl\u0131k ister misin?<\/strong><\/h3><p>T\u00fcketici iflas\u0131 ba\u015fvuru s\u00fcrecini seninle birlikte ad\u0131m ad\u0131m y\u00fcr\u00fct\u00fcyoruz.<br>Bizimle ileti\u015fime ge\u00e7 \u2013 sana destek olmak i\u00e7in buraday\u0131z.<\/p><p><strong>\u0130leti\u015fim:<\/strong><br>&#x1f4de; +48 728 989 211<br>&#x1f4e9; <a>anna@arslanlawfirm.com<\/a><br>&#x1f4f7; <a href=\"https:\/\/www.instagram.com\/adwokat_anna_arslan\">Instagram: @adwokat_anna_arslan<\/a><br>&#x1f310; <a href=\"https:\/\/arslanlawfirm.com\/tr\/\">www.arslanlawfirm.com<\/a><br><br><\/p><figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-1024x1024.jpg\" alt=\"\" class=\"wp-image-1011\" srcset=\"https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-1024x1024.jpg 1024w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-300x300.jpg 300w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-150x150.jpg 150w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-768x768.jpg 768w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-1536x1536.jpg 1536w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-2048x2048.jpg 2048w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-12x12.jpg 12w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-600x600.jpg 600w, https:\/\/arslanlawfirm.com\/wp-content\/uploads\/2025\/03\/Projekt-bez-nazwy-1-100x100.jpg 100w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>","protected":false},"excerpt":{"rendered":"<p>T\u00fcketici iflas\u0131 nedir, kimler ba\u015fvurabilir, s\u00fcre\u00e7 ne kadar s\u00fcrer ve 2025 y\u0131l\u0131nda bor\u00e7lardan nas\u0131l kurtulabilirsiniz? Ad\u0131m ad\u0131m pratik rehberimizi okuyun. T\u00fcketici iflas\u0131 nedir? T\u00fcketici iflas\u0131, bor\u00e7lar\u0131n\u0131 \u00f6deyemeyecek duruma gelen bir ger\u00e7ek ki\u015finin bor\u00e7lar\u0131n\u0131n mahkeme karar\u0131yla tamamen ya da k\u0131smen silinmesini sa\u011flayan yasal bir s\u00fcre\u00e7tir.Basit\u00e7e s\u00f6ylemek gerekirse, e\u011fer bor\u00e7lar\u0131n\u0131 d\u00fczenli olarak \u00f6deyemiyorsan \u2013 iflas ba\u015fvurusu yaparak [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"class_list":["post-1010","post","type-post","status-publish","format-standard","hentry","category-bez-kategorii-pl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/posts\/1010","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/comments?post=1010"}],"version-history":[{"count":1,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/posts\/1010\/revisions"}],"predecessor-version":[{"id":1012,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/posts\/1010\/revisions\/1012"}],"wp:attachment":[{"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/media?parent=1010"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/categories?post=1010"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arslanlawfirm.com\/tr\/wp-json\/wp\/v2\/tags?post=1010"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}